Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$199,029$199,029$251,910
Remaining term (yrs)24.124.130.0
Secondary amount$0$52,881$0
Funding fee$995$995$0
Note rate2.830%2.830%7.400%
Blended rate2.830%4.125%7.640%
1st payment$946.05$946.05$1,744.17
2nd payment$0.00$396.61$0.00
Taxes / mo$144.17$144.17$144.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.38
HOA / mo$6.25$6.25$6.25
Total monthly$1,246.46$1,643.07$2,094.97
Cash to close$80,871$27,990$27,990