Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$348,698	$348,698	$377,100
Remaining term (yrs)	29.3	29.3	30.0
Secondary amount	$0	$28,402	$0
Funding fee	$0	$0	$0
Note rate	6.180%	6.180%	7.400%
Blended rate	6.730%	6.901%	7.640%
1st payment	$2,145.81	$2,145.81	$2,610.96
2nd payment	$0.00	$213.02	$0.00
Taxes / mo	$199.33	$199.33	$199.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$160.92	$160.92	$75.42
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$2,701.07	$2,914.08	$3,080.72
Cash to close	$70,302	$41,900	$41,900