Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$293,028$293,028$315,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$39,472$0
Funding fee$1,465$1,465$0
Note rate2.970%2.970%7.400%
Blended rate2.970%4.027%7.640%
1st payment$1,397.64$1,397.64$2,181.00
2nd payment$0.00$390.61$0.00
Taxes / mo$345.50$345.50$345.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,893.14$2,283.74$2,739.50
Cash to close$56,972$17,500$35,000