Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$315,982	$315,982	$530,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$214,928	$0
Funding fee	$0	$0	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.900%	5.459%	7.640%
1st payment	$1,520.24	$1,520.24	$3,675.91
2nd payment	$0.00	$1,388.08	$0.00
Taxes / mo	$409.50	$409.50	$409.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$253.79	$253.79	$106.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,350.20	$3,738.28	$4,358.26
Cash to close	$273,918	$58,990	$58,990