Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$226,210$226,210$328,500
Remaining term (yrs)22.822.830.0
Secondary amount$0$102,290$0
Funding fee$1,131$1,131$0
Note rate3.750%3.750%7.400%
Blended rate3.750%5.073%7.640%
1st payment$1,227.26$1,227.26$2,274.47
2nd payment$0.00$681.93$0.00
Taxes / mo$105.17$105.17$105.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,482.42$2,164.36$2,595.33
Cash to close$138,790$36,500$36,500