Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$208,172	$208,172	$305,100
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$96,928	$0
Funding fee	$0	$0	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	3.550%	5.281%	7.640%
1st payment	$975.71	$975.71	$2,112.45
2nd payment	$0.00	$726.96	$0.00
Taxes / mo	$264.58	$264.58	$264.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.40	$170.40	$61.02
HOA / mo	$28.17	$28.17	$28.17
Total monthly	$1,588.87	$2,315.82	$2,616.22
Cash to close	$130,828	$33,900	$33,900