Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$119,425	$119,425	$265,500
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$146,075	$0
Funding fee	$0	$0	$0
Note rate	4.750%	4.750%	7.400%
Blended rate	5.600%	6.920%	7.640%
1st payment	$744.65	$744.65	$1,838.27
2nd payment	$0.00	$973.83	$0.00
Taxes / mo	$117.83	$117.83	$117.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$101.11	$101.11	$53.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,113.60	$2,087.43	$2,159.20
Cash to close	$175,575	$29,500	$29,500