Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$414,079	$414,079	$418,500
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$27,671	$0
Funding fee	$2,070	$2,070	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	6.820%	7.137%	7.640%
1st payment	$2,776.35	$2,776.35	$2,897.61
2nd payment	$0.00	$273.83	$0.00
Taxes / mo	$118.67	$118.67	$118.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$83.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,061.68	$3,335.51	$3,266.64
Cash to close	$50,921	$23,250	$46,500