Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$171,883$171,883$197,999
Remaining term (yrs)26.026.030.0
Secondary amount$0$26,116$0
Funding fee$0$0$0
Note rate6.290%6.290%7.400%
Blended rate7.140%7.385%7.640%
1st payment$1,117.36$1,117.36$1,370.91
2nd payment$0.00$195.87$0.00
Taxes / mo$251.25$251.25$251.25
Insurance / mo$150.00$150.00$150.00
MI / mo$128.00$128.00$39.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,646.61$1,842.48$1,811.76
Cash to close$48,116$22,000$22,000