Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$144,297	$144,297	$323,910
Remaining term (yrs)	21.9	21.9	30.0
Secondary amount	$0	$179,613	$0
Funding fee	$721	$721	$0
Note rate	4.530%	4.530%	7.400%
Blended rate	4.530%	6.454%	7.640%
1st payment	$864.40	$864.40	$2,242.69
2nd payment	$0.00	$1,197.42	$0.00
Taxes / mo	$404.00	$404.00	$404.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,418.40	$2,615.82	$2,861.47
Cash to close	$215,603	$35,990	$35,990