Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$138,898	$138,898	$170,910
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$32,012	$0
Funding fee	$0	$0	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	3.550%	4.571%	7.640%
1st payment	$637.20	$637.20	$1,183.35
2nd payment	$0.00	$240.09	$0.00
Taxes / mo	$178.25	$178.25	$178.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.28	$111.28	$34.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,076.73	$1,316.82	$1,545.78
Cash to close	$51,002	$18,990	$18,990