Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$297,789	$296,100
Remaining term (yrs)	29.2	30.0
Secondary amount	$0	$0
Funding fee	$1,489	$0
Note rate	6.500%	7.400%
Blended rate	6.500%	7.640%
1st payment	$1,896.20	$2,050.14
2nd payment	$0.00	$0.00
Taxes / mo	$249.50	$249.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$59.22
HOA / mo	$137.00	$137.00
Total monthly	$2,432.70	$2,645.86
Cash to close	$31,211	$32,900