Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$331,462	$319,293
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$1,657	$0
Note rate	3.900%	7.400%
Blended rate	3.900%	7.640%
1st payment	$1,688.97	$2,210.72
2nd payment	$0.00	$0.00
Taxes / mo	$8.08	$8.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$63.86
HOA / mo	$80.00	$80.00
Total monthly	$1,927.06	$2,512.66
Cash to close	$23,308	$35,477