Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$104,723$104,723$306,000
Remaining term (yrs)19.019.030.0
Secondary amount$0$201,277$0
Funding fee$0$0$0
Note rate3.930%3.930%7.400%
Blended rate4.780%6.734%7.640%
1st payment$650.74$650.74$2,118.68
2nd payment$0.00$1,299.92$0.00
Taxes / mo$141.25$141.25$141.25
Insurance / mo$150.00$150.00$150.00
MI / mo$97.37$97.37$61.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,039.36$2,339.27$2,471.13
Cash to close$235,277$34,000$34,000