Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$50,026	$50,026	$116,910
Remaining term (yrs)	8.6	8.6	30.0
Secondary amount	$0	$66,884	$0
Funding fee	$0	$0	$0
Note rate	5.930%	5.930%	7.400%
Blended rate	6.780%	8.050%	7.640%
1st payment	$611.84	$611.84	$809.46
2nd payment	$0.00	$501.63	$0.00
Taxes / mo	$20.08	$20.08	$20.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.83	$72.83	$23.38
HOA / mo	$680.00	$680.00	$680.00
Total monthly	$1,534.75	$2,036.38	$1,682.93
Cash to close	$79,874	$12,990	$12,990