Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$243,924	$243,924	$308,700
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$64,776	$0
Funding fee	$0	$0	$0
Note rate	2.950%	2.950%	7.400%
Blended rate	3.800%	4.891%	7.640%
1st payment	$1,155.61	$1,155.61	$2,137.38
2nd payment	$0.00	$485.82	$0.00
Taxes / mo	$341.33	$341.33	$341.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$195.40	$195.40	$61.74
HOA / mo	$245.00	$245.00	$245.00
Total monthly	$2,087.34	$2,573.16	$2,935.45
Cash to close	$99,076	$34,300	$34,300