Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$253,238$253,238$607,500
Remaining term (yrs)19.819.830.0
Secondary amount$0$354,262$0
Funding fee$1,266$1,266$0
Note rate3.480%3.480%7.400%
Blended rate3.480%5.970%7.640%
1st payment$1,470.33$1,470.33$4,206.21
2nd payment$0.00$2,287.94$0.00
Taxes / mo$807.08$807.08$807.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$100.00$100.00$100.00
Total monthly$2,544.08$4,832.02$5,401.46
Cash to close$421,762$67,500$67,500