Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$139,500
Remaining term (yrs)	—	—	30.0
Secondary amount	$0	$139,500	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	8.000%	7.640%
1st payment	$0.00	$0.00	$965.87
2nd payment	$0.00	$930.00	$0.00
Taxes / mo	$263.75	$263.75	$263.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$27.90
HOA / mo	$183.00	$183.00	$183.00
Total monthly	$596.75	$1,526.75	$1,590.52
Cash to close	$155,000	$15,500	$15,500