Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$404,613	$404,613	$472,500
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$67,887	$0
Funding fee	$2,023	$2,023	$0
Note rate	7.440%	7.440%	7.400%
Blended rate	7.440%	7.664%	7.640%
1st payment	$2,889.05	$2,889.05	$3,271.49
2nd payment	$0.00	$509.15	$0.00
Taxes / mo	$385.67	$385.67	$385.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,441.39	$3,950.54	$3,918.33
Cash to close	$120,387	$52,500	$52,500