Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$172,295$172,295$269,799
Remaining term (yrs)25.025.030.0
Secondary amount$0$97,504$0
Funding fee$861$861$0
Note rate2.980%2.980%7.400%
Blended rate2.980%5.156%7.640%
1st payment$811.62$811.62$1,868.04
2nd payment$0.00$731.28$0.00
Taxes / mo$626.33$626.33$626.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.96
HOA / mo$0.00$0.00$0.00
Total monthly$1,587.95$2,319.23$2,698.33
Cash to close$127,482$29,978$29,978