Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$224,723$224,723$289,800
Remaining term (yrs)26.526.530.0
Secondary amount$0$65,077$0
Funding fee$1,124$1,124$0
Note rate6.320%6.320%7.400%
Blended rate6.320%6.922%7.640%
1st payment$1,456.10$1,456.10$2,006.52
2nd payment$0.00$488.08$0.00
Taxes / mo$456.33$456.33$456.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.96
HOA / mo$0.00$0.00$0.00
Total monthly$2,062.43$2,550.51$2,670.81
Cash to close$97,277$32,200$32,200