Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$300,909	$300,909	$382,479
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$81,571	$0
Funding fee	$1,505	$1,505	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	4.146%	7.640%
1st payment	$1,430.31	$1,430.31	$2,648.21
2nd payment	$0.00	$611.78	$0.00
Taxes / mo	$129.58	$129.58	$129.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,709.90	$2,321.68	$3,004.29
Cash to close	$124,068	$42,498	$42,498