Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$314,229	$314,229	$337,500
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$42,021	$0
Funding fee	$0	$0	$0
Note rate	7.090%	7.090%	7.400%
Blended rate	7.640%	8.140%	7.640%
1st payment	$2,175.35	$2,175.35	$2,336.78
2nd payment	$0.00	$415.83	$0.00
Taxes / mo	$312.50	$312.50	$312.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$148.51	$148.51	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,786.36	$3,202.19	$2,866.78
Cash to close	$60,771	$18,750	$37,500