Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$226,119$226,119$269,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$43,791$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%4.669%7.640%
1st payment$1,072.34$1,072.34$1,868.80
2nd payment$0.00$328.43$0.00
Taxes / mo$249.92$249.92$249.92
Insurance / mo$150.00$150.00$150.00
MI / mo$180.63$180.63$53.98
HOA / mo$439.00$439.00$439.00
Total monthly$2,091.88$2,420.32$2,761.70
Cash to close$73,781$29,990$29,990