Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$181,541$181,541$297,000
Remaining term (yrs)23.723.730.0
Secondary amount$0$115,459$0
Funding fee$0$0$0
Note rate3.180%3.180%7.400%
Blended rate4.030%5.573%7.640%
1st payment$906.20$906.20$2,056.37
2nd payment$0.00$769.73$0.00
Taxes / mo$780.17$780.17$780.17
Insurance / mo$150.00$150.00$150.00
MI / mo$148.80$148.80$59.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,985.17$2,754.89$3,045.93
Cash to close$148,459$33,000$33,000