Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$180,343$180,343$508,410
Remaining term (yrs)19.219.230.0
Secondary amount$0$328,067$0
Funding fee$0$0$0
Note rate3.930%3.930%7.400%
Blended rate4.780%6.696%7.640%
1st payment$1,110.91$1,110.91$3,520.13
2nd payment$0.00$2,118.77$0.00
Taxes / mo$487.58$487.58$487.58
Insurance / mo$166.67$166.67$166.67
MI / mo$166.23$166.23$101.68
HOA / mo$115.67$115.67$115.67
Total monthly$2,047.05$4,165.82$4,391.73
Cash to close$384,557$56,490$56,490