Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$122,627	$122,627	$260,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$138,283	$0
Funding fee	$613	$613	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.090%	5.692%	7.640%
1st payment	$592.54	$592.54	$1,806.49
2nd payment	$0.00	$921.88	$0.00
Taxes / mo	$137.50	$137.50	$137.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$880.04	$1,801.92	$2,146.17
Cash to close	$167,273	$28,990	$28,990