Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,828$269,828$472,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$202,672$0
Funding fee$1,349$1,349$0
Note rate2.750%2.750%7.400%
Blended rate2.750%4.895%7.640%
1st payment$1,241.87$1,241.87$3,271.49
2nd payment$0.00$1,308.92$0.00
Taxes / mo$478.50$478.50$478.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$180.00$180.00$180.00
Total monthly$2,067.04$3,375.96$4,191.16
Cash to close$255,172$52,500$52,500