Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$271,913	$271,913	$297,000
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$25,087	$0
Funding fee	$0	$0	$0
Note rate	5.250%	5.250%	7.400%
Blended rate	5.800%	6.070%	7.640%
1st payment	$1,519.29	$1,519.29	$2,056.37
2nd payment	$0.00	$188.15	$0.00
Taxes / mo	$472.42	$472.42	$472.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$126.10	$126.10	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,267.81	$2,455.96	$2,738.18
Cash to close	$58,087	$33,000	$33,000