Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$169,029	$169,029	$283,500
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$114,471	$0
Funding fee	$0	$0	$0
Note rate	7.030%	7.030%	7.400%
Blended rate	7.580%	7.750%	7.640%
1st payment	$1,154.29	$1,154.29	$1,962.90
2nd payment	$0.00	$763.14	$0.00
Taxes / mo	$151.58	$151.58	$151.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$79.28	$79.28	$56.70
HOA / mo	$70.00	$70.00	$70.00
Total monthly	$1,605.16	$2,368.30	$2,391.18
Cash to close	$145,971	$31,500	$31,500