Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$123,396	$123,396	$490,500
Remaining term (yrs)	10.2	10.2	30.0
Secondary amount	$0	$367,104	$0
Funding fee	$0	$0	$0
Note rate	2.360%	2.360%	7.400%
Blended rate	3.210%	6.608%	7.640%
1st payment	$1,122.37	$1,122.37	$3,396.12
2nd payment	$0.00	$2,370.88	$0.00
Taxes / mo	$280.92	$280.92	$280.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$120.42	$120.42	$98.10
HOA / mo	$69.00	$69.00	$69.00
Total monthly	$1,759.37	$4,130.25	$4,010.81
Cash to close	$421,604	$54,500	$54,500