Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$113,755	$113,755	$211,500
Remaining term (yrs)	22.4	22.4	30.0
Secondary amount	$0	$97,745	$0
Funding fee	$0	$0	$0
Note rate	4.350%	4.350%	7.400%
Blended rate	5.200%	6.956%	7.640%
1st payment	$659.87	$659.87	$1,464.38
2nd payment	$0.00	$733.09	$0.00
Taxes / mo	$35.67	$35.67	$35.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.89	$93.89	$42.30
HOA / mo	$178.00	$178.00	$178.00
Total monthly	$1,117.43	$1,850.52	$1,870.35
Cash to close	$121,245	$23,500	$23,500