Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$14,510	$14,510	$304,899
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$290,390	$0
Funding fee	$0	$0	$0
Note rate	6.090%	6.090%	7.400%
Blended rate	6.640%	7.697%	7.640%
1st payment	$91.13	$91.13	$2,111.06
2nd payment	$0.00	$1,875.43	$0.00
Taxes / mo	$123.92	$123.92	$123.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$6.82	$6.82	$60.98
HOA / mo	$81.00	$81.00	$81.00
Total monthly	$452.87	$2,328.30	$2,526.96
Cash to close	$324,267	$33,878	$33,878