Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$209,052$209,052$382,500
Remaining term (yrs)23.223.230.0
Secondary amount$0$173,448$0
Funding fee$1,045$1,045$0
Note rate2.990%2.990%7.400%
Blended rate2.990%5.262%7.640%
1st payment$1,037.99$1,037.99$2,648.35
2nd payment$0.00$1,156.32$0.00
Taxes / mo$117.17$117.17$117.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$14.58$14.58$14.58
Total monthly$1,319.74$2,476.06$3,006.60
Cash to close$215,948$42,500$42,500