Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$91,597	$91,597	$193,500
Remaining term (yrs)	23.9	23.9	30.0
Secondary amount	$0	$101,903	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.988%	7.640%
1st payment	$441.83	$441.83	$1,339.75
2nd payment	$0.00	$679.36	$0.00
Taxes / mo	$259.00	$259.00	$259.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$75.19	$75.19	$38.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$926.02	$1,605.37	$1,787.45
Cash to close	$123,403	$21,500	$21,500