Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$154,980$154,980$170,910
Remaining term (yrs)25.725.730.0
Secondary amount$0$25,425$0
Funding fee$0$0$0
Note rate5.100%5.100%7.400%
Blended rate5.950%6.785%7.640%
1st payment$900.49$900.49$1,183.35
2nd payment$0.00$251.61$0.00
Taxes / mo$44.25$44.25$44.25
Insurance / mo$150.00$150.00$150.00
MI / mo$117.48$117.48$34.18
HOA / mo$143.00$143.00$143.00
Total monthly$1,355.22$1,606.83$1,554.78
Cash to close$34,920$9,495$18,990