Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$200,951	$200,951	$755,100
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$554,149	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.820%	7.503%	7.640%
1st payment	$1,295.74	$1,295.74	$5,228.16
2nd payment	$0.00	$3,578.88	$0.00
Taxes / mo	$408.17	$408.17	$408.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$96.25	$96.25	$151.02
HOA / mo	$145.00	$145.00	$145.00
Total monthly	$2,161.82	$5,740.70	$6,149.01
Cash to close	$638,049	$83,900	$83,900