Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$433,079$433,079$570,600
Remaining term (yrs)27.827.830.0
Secondary amount$0$137,521$0
Funding fee$2,165$2,165$0
Note rate6.920%6.920%7.400%
Blended rate6.920%7.180%7.640%
1st payment$2,923.32$2,923.32$3,950.72
2nd payment$0.00$916.81$0.00
Taxes / mo$197.50$197.50$197.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.12
HOA / mo$0.00$0.00$0.00
Total monthly$3,287.48$4,204.29$4,429.01
Cash to close$200,921$63,400$63,400