Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$343,586$343,586$411,300
Remaining term (yrs)24.524.530.0
Secondary amount$0$67,714$0
Funding fee$1,718$1,718$0
Note rate2.810%2.810%7.400%
Blended rate2.810%3.829%7.640%
1st payment$1,614.24$1,614.24$2,847.76
2nd payment$0.00$507.85$0.00
Taxes / mo$385.33$385.33$385.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.26
HOA / mo$57.00$57.00$57.00
Total monthly$2,223.24$2,731.10$3,539.02
Cash to close$113,414$45,700$45,700