Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$701,190	$701,190	$719,999
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$58,809	$0
Funding fee	$3,506	$3,506	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	2.980%	3.668%	7.640%
1st payment	$3,332.84	$3,332.84	$4,985.13
2nd payment	$0.00	$581.97	$0.00
Taxes / mo	$666.67	$666.67	$666.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$144.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,216.17	$4,798.14	$6,012.46
Cash to close	$98,809	$40,000	$80,000