Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$304,738$304,738$656,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$351,362$0
Funding fee$0$0$0
Note rate3.020%3.020%7.400%
Blended rate3.870%5.948%7.640%
1st payment$1,451.52$1,451.52$4,542.70
2nd payment$0.00$2,269.21$0.00
Taxes / mo$832.25$832.25$832.25
Insurance / mo$216.67$216.67$216.67
MI / mo$243.25$243.25$131.22
HOA / mo$0.00$0.00$0.00
Total monthly$2,743.68$5,012.89$5,722.84
Cash to close$424,262$72,900$72,900