Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$163,454	$163,454	$269,999
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$106,545	$0
Funding fee	$817	$817	$0
Note rate	4.010%	4.010%	7.400%
Blended rate	4.010%	5.585%	7.640%
1st payment	$965.54	$965.54	$1,869.42
2nd payment	$0.00	$710.30	$0.00
Taxes / mo	$205.50	$205.50	$205.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,321.04	$2,031.34	$2,278.92
Cash to close	$136,545	$30,000	$30,000