Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$168,077$168,077$287,910
Remaining term (yrs)23.123.130.0
Secondary amount$0$119,833$0
Funding fee$0$0$0
Note rate3.690%3.690%7.400%
Blended rate4.540%5.980%7.640%
1st payment$898.22$898.22$1,993.43
2nd payment$0.00$798.89$0.00
Taxes / mo$220.33$220.33$220.33
Insurance / mo$150.00$150.00$150.00
MI / mo$138.40$138.40$57.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,406.95$2,205.84$2,421.35
Cash to close$151,823$31,990$31,990