Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$179,692	$179,692	$675,000
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$495,308	$0
Funding fee	$0	$0	$0
Note rate	3.820%	3.820%	7.400%
Blended rate	4.670%	6.930%	7.640%
1st payment	$983.86	$983.86	$4,673.56
2nd payment	$0.00	$3,198.86	$0.00
Taxes / mo	$677.67	$677.67	$677.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$149.20	$149.20	$135.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,027.39	$5,226.26	$5,702.90
Cash to close	$570,308	$75,000	$75,000