Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$288,576$288,576$382,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$93,924$0
Funding fee$0$0$0
Note rate3.310%3.310%7.400%
Blended rate4.160%5.348%7.640%
1st payment$1,463.48$1,463.48$2,648.35
2nd payment$0.00$704.43$0.00
Taxes / mo$399.58$399.58$399.58
Insurance / mo$150.00$150.00$150.00
MI / mo$236.40$236.40$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,249.47$2,953.90$3,274.44
Cash to close$136,424$42,500$42,500