Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$282,197$282,197$308,700
Remaining term (yrs)25.725.730.0
Secondary amount$0$26,503$0
Funding fee$1,411$1,411$0
Note rate5.100%5.100%7.400%
Blended rate5.100%5.435%7.640%
1st payment$1,639.68$1,639.68$2,137.38
2nd payment$0.00$198.77$0.00
Taxes / mo$106.75$106.75$106.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.74
HOA / mo$146.00$146.00$146.00
Total monthly$2,042.43$2,241.20$2,601.87
Cash to close$60,803$34,300$34,300