Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$184,328	$184,328	$244,800
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$60,472	$0
Funding fee	$922	$922	$0
Note rate	2.860%	2.860%	7.400%
Blended rate	2.860%	4.377%	7.640%
1st payment	$879.00	$879.00	$1,694.95
2nd payment	$0.00	$453.54	$0.00
Taxes / mo	$318.92	$318.92	$318.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.96
HOA / mo	$10.83	$10.83	$10.83
Total monthly	$1,358.75	$1,812.29	$2,223.65
Cash to close	$87,672	$27,200	$27,200