Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$239,600$239,600$283,410
Remaining term (yrs)26.826.830.0
Secondary amount$0$43,810$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.614%7.640%
1st payment$1,620.19$1,620.19$1,962.27
2nd payment$0.00$328.58$0.00
Taxes / mo$131.92$131.92$131.92
Insurance / mo$150.00$150.00$150.00
MI / mo$113.79$113.79$56.68
HOA / mo$0.00$0.00$0.00
Total monthly$2,015.90$2,344.47$2,300.87
Cash to close$75,300$31,490$31,490