Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$340,234$340,234$360,000
Remaining term (yrs)29.029.030.0
Secondary amount$0$39,766$0
Funding fee$0$0$0
Note rate6.630%6.630%7.400%
Blended rate7.180%7.671%7.640%
1st payment$2,201.63$2,201.63$2,492.57
2nd payment$0.00$393.51$0.00
Taxes / mo$457.25$457.25$457.25
Insurance / mo$150.00$150.00$150.00
MI / mo$157.51$157.51$72.00
HOA / mo$112.00$112.00$112.00
Total monthly$3,078.39$3,471.90$3,283.82
Cash to close$59,766$20,000$40,000