Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$2,591,164$2,591,164$3,194,100
Remaining term (yrs)28.028.030.0
Secondary amount$0$602,936$0
Funding fee$12,956$12,956$0
Note rate6.470%6.470%7.400%
Blended rate6.470%6.712%7.640%
1st payment$16,697.55$16,697.55$22,115.30
2nd payment$0.00$3,893.96$0.00
Taxes / mo$2,957.50$2,957.50$2,957.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$638.82
HOA / mo$2,302.00$2,302.00$2,302.00
Total monthly$22,173.72$26,067.68$28,230.29
Cash to close$957,836$354,900$354,900